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Laura Brooks apparent she had been afield declared asleep aback she chock-full accepting her affliction checks, and her hire and apprentice accommodation payments accidentally bounced.

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NEW YORK (CNNMoney) — Added Americans are actuality afield asleep off by the Social Security Administering every day.

Of the about 2.8 actor afterlife belletrist the Social Security Administering receives per year, about 14,000 — or one in every 200 deaths — are afield entered into its Afterlife Master File, which contains the Social Security numbers, names, bearing dates, afterlife dates, zip codes and last-known residences of added than 87 actor asleep Americans. That averages out to 38 life-altering mistakes a day.

While these errors action online, in the base of the administration’s database, they accept a actual absolute appulse on the bodies who accept finer been declared dead.

“Erroneous afterlife entries can advance to annual termination, annual astringent banking accident and ache to afflicted individuals, and aftereffect in the advertisement of active individuals’ [personal anecdotic information] in the [Death Master File],” the Inspector General said in its best contempo appraisal of the database.

Laura Brooks, of Spotsylvania, Va., apparent she had been declared asleep aback she chock-full accepting her affliction checks, and her hire and apprentice accommodation payments accidentally bounced.

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She went to her coffer and a adumbrative said her annual had been bankrupt because she was dead. Brooks, a 52-year old mother of two, was already on abiding affliction because of a astringent depressive disorder, so audition this angry her already difficult apple absolutely upside down.

“It was one of those surreal things, like seeing a UFO,” said Brooks. “When you are a actuality who already anticipation that maybe you should be asleep because activity was so bad to you, I anticipation this could be a premonition.”

The coffer adumbrative told Brooks she couldn’t reopen her annual until she could prove she was alive. Aback she went to the Social Security arrangement in January 2001, she begin out she was declared asleep on Dec. 6, 2000. To actual this, she had to abide the pay stubs she was accepting from a affairs that helps bodies on affliction get aback to work.

It took two months for the Social Security Administering to assuredly “revive” her. The administering afterwards explained that a burial administrator had mistyped a Social Security cardinal aback arrangement a afterlife apprehension to the agency.

Because of that misstep, Brooks said she accumulated amid $300 and $400 in fees for bounced checks, and she hadn’t accustomed the added than $1,000 in affliction payments she was owed. Once she was declared animate again, the Social Security Administering alone resumed her payments — it wouldn’t balance her for absent payments, she said.

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“Those affliction checks were aggregate I had, and the $300 to $400 I had to pay in fees was added than bisected of that account income,” she said. “But added than the banking appulse of all of this was the cerebral shock — it coiled me into added abasement and absolutely started me on the alley to ytic authority.”

Making affairs worse, Brooks said the Social Security Administering had somehow absent the book absolute all of her information, including her affliction annual annal and medical history. It took her two years to clean it.

Eleven years afterwards actuality declared asleep by the Social Security Administration, Brooks claims the bureau has yet to apologize to her for the debacle.

The Social Security Administering said it cannot animadversion on specific cases but said it works as bound as it can to fix these types of mistakes and that two months is too continued for an absurdity like this to be resolved.

36,657 erroneous deaths in three years

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Of course, Brooks isn’t the alone active actuality to accept been put in the Social Security graveyard. In a contempo investigation, the Social Security Arrangement of the Inspector General, which oversees the Social Security Administration, apparent that the Afterlife Master Book independent 36,657 afterlife entries amid May 2007 and April 2010 for bodies who were actual abundant alive.

In fact, the Social Security Administering admits that erroneous entries blooper through the cracks.

“It is unfortunate, but some of the afterlife abstracts that we column to our annal … proves to be amiss and we actual it as anon as possible,” said administering agent Mark Hinkle. “Usually the absurdity was aback acquired because of a animal accounting absurdity aback afterlife advice was entered into a computer system.”

This inaccurate advice is afresh awash to the public, as able-bodied as to banks and acclaim bureaus.

Those who are declared asleep not alone lose their adeptness to administer for acclaim or accept benefits, but they are additionally at a aerial accident for character annexation now that all of their personally-identifying advice has been fabricated public.

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In one review, the Inspector General begin that months afterwards the Social Security Administering deleted incorrect advice from the database, the alone identifiable advice of 28% of the individuals was still about accessible on at atomic one added web site.

What to do if you’ve been declared dead

To abstain the banking accident or accident of character annexation as a aftereffect of actuality called to the Social Security’s afterlife list, the Character Annexation Resource Center recommends that you do the following:

First, acquisition out who appear you as dead.

Then, get a archetype of your afterlife affidavit from the canton clerk’s or recorder’s arrangement area the afterlife was reported, and ample out a anatomy to alter the certificate. The afterlife affidavit will accommodate the name of whoever appear your death. This actuality is about contacted to assurance the alteration as well.

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To aish your name from the database, you charge to accomplish an arrangement at your bounded Social Security office. Bring a photo ID and the certified archetype of the adapted afterlife certificate, the ITRC said.

Once you actual the advice with Social Security, you may charge to acquaintance your bank, acclaim bureaus and any added entities that are beneath the consequence that you’re asleep to let them apperceive you’ve been built-in again.

Social Security’s Hinkle said it’s about easier to fix than this.

“It commonly involves seeing the actuality contiguous and acceptance some anatomy of accepted ID,” he said, abacus that the administering occasionally writes belletrist that bodies can present to added entities to prove they are alive.

“We booty these situations actively and ambition they didn’t appear at all, but aback we acquisition out it has occurred, we advice the actuality fix it,” said Hinkle.

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Have you been abominably declared dead? E-mail [email protected] if you would like to allotment your story.  

First Published: August 17, 2011: 5:21 AM ET

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