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Created mostly for retail shopping, Flipp dishes up your bounded annual ads (circulars), and puts them all in one abode for you.

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Flipp Corporation

You don’t allegation to be cash-strapped to acknowledge extenuative money.

Both the App Abundance (for iPhone and iPad) and Google Play (for Android devices) are arranged with apps angry to arcade deals, accessing chargeless content, booking affordable biking and accommodations, as able-bodied as managing your money and time.

But with so abounding downloads available, award a few that absolutely assignment could be an cutting endeavor.

The afterward are a scattering of my favorites, and why.

More: 10 must-have apps for your phone

More: Apps that fabricated me say wow in 2017

Before you bazaar online or at retail, accede these chargeless apps.

Those who adopt online arcade can get banknote aback on purchases with apps like Ebates. The allotment varies, but usually ranges from 2 to 6%, and as aerial as 40% about the holidays.

Ebates

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There are a few “cash back” apps available, but one I’ve acclimated for years is Ebates, mostly because of how abounding online food and marketplaces are accurate – now added than 2,500 – including Amazon, Walmart, eBay, Macy’s, Target, Kohl’s, Best Buy, American Eagle, and Groupon, to name a few.

The apriorism is simple: accessible the app afore you alpha arcade (or if you’re a desktop shopper, download the browser plug-in) and already you accomplish a acquirement at a accurate store, you’ll get a allotment of your acquirement accustomed to your account. It’s about amid 2 and 6 percent, depending on the store, but it can be as aerial as 40 percent over the anniversary division (stores pay Ebates a agency for sending you there, and so they allotment it with you). Quarterly, you’ll get a ysis or PayPal deposit.

The app will additionally acquaint you of sales and appropriate offers, additional there’s in-store coupons and promo codes, too. As added allurement for signing up for a chargeless account, you’ll get a $10 benefit back you accomplish your aboriginal purchase.

More: Score a new iPhone? Download these 12 apps

More: This smartphone ambush lets you do added in beneath time

Created mostly for retail shopping, Flipp dishes up your bounded annual ads (circulars), and puts them all in one abode for you.

Flipp Corporation

Another “must have” adaptable companion, abnormally for retail shopping, is Flipp.

Essentially, this one app delivers bounded abundance ads to your phone, book or computer – rather than you accepting to accomplish a blend of your kitchen (and hands) by activity through the cardboard circulars you get anniversary week. Better yet, Flipp makes it accessible to chase for the best deals on the items you want, rather than alone digitizing the pages.

Just blazon in your ZIP cipher the aboriginal time and again it lets you browse or chase for deals at food a you — whether you’re arcade for groceries, domiciliary goods, appearance items or customer electronics – additional you can acquisition and use coupons for accepted brands, too.

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Tap and authority to apprentice added about a artefact or tap bound to around blow it into your arcade list. In fact, one of my admired things about the arcade annual is that you can add all the items you appetite to buy – such as craven s for a ancestors barbeque – and the app will appearance you all of the adjacent food that accept it on sale.

The app additionally holds your adherence cards, so you don’t accept to backpack a pocket- (or purse)-full of concrete cards with you.

Load up some apps to save money, time and aggravation, while traveling this summer.

: With its “secret prices,” rewards affairs (stay 10 nights, get one night free), and everyman amount guarantee, one of the oldest auberge casework is still one of the best.

Hotels.com

There’s no curtailment of apps to save on hotels, but back it comes to discounted apartment and rewards, one of the oldest is still one of the best. Now added than a division of a aeon old (when they were a buzz service), Hotels.com enjoys a apple-pie and easy-to-use interface, huge alternative of backdrop to accept from, maps and Uber integration, and abutment for smartwatches.

More importantly, perhaps, is a “secret price” affection for members, which shows deals on bazaar hotels and chains, forth with a abundant adherence and rewards affairs (“stay 10 nights and get the aing one free”). As for its amount guarantee, I afresh appointed a allowance in New York Burghal that alone its amount by $91, and so the app notified me about the change.

To abate the likelihood of affected reviews, all barter who amount or ysis a auberge allegation accept backward there.

Also accede apps like Airbnb for blockage in people’s homes.

More: These are the best apps to save money on aftermost minute travel

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More: Extenuative receipts can beggarly big money in 2018

More: 12 abundantly advantageous biking apps you didn’t apperceive about until now

Find which base has the everyman prices in the breadth – added ideal for cartage to navigate, acutely – as able-bodied as award amenities.

Gassbuddy

Planning a alley cruise this summer? As the name suggests, GasBuddy helps detect out deals on gasoline and agent in the U.S. and Canada. Application GPS, the app shows you which adjacent stations accept the everyman prices – for regular, midgrade and exceptional ammunition — and provides maps if you don’t apperceive the area. Appearance gas stations by distance, price, company, or amenities (like car washes, restaurants, and washrooms).

Obviously, this app is added advantageous back you’re in a big burghal – as it doesn’t pay to drive a few afar aloof to save, say, $2 on a ample up – but it does absolutely add up. The app says you can save $340 a year by cogent you absolutely area and back to buy gas.

Other appearance accommodate a GasBuddy Trips affection (using your phone’s sensors, the app can appearance you contest that are costing you ammunition abridgement and dollars); amount backpack alerts so you can ample up afore the increase; deals offered by bounded accessibility stores; and an alternative GasBuddy credibility affairs (and circadian award-winning draw) to save alike more.

It’s not aloof arcade apps that can save you money, but ones that advice you administer your purchases and expenses.

Manage your spending and costs with Intuit’s award-winning app. Be notified back you’re about over your limits, appearance letters and graphs, and more.

Intuit

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As with the website it’s based upon, Intuit’s Mint.com Personal Finance app helps you set budgets, clue costs and ability banking goals.

After you articulation up your coffer and acclaim cards, this accessible money-management apparatus lets you see what you’re spending (and saving) through color-coded lists, archive and graphs, additional you can clue your coffer annual and acclaim agenda balances in real-time, chase investments (including retirement contributions and balances), and alike breach out your expenditures by category.

As an opt-in feature, accept alerts back it’s time to pay a bill or if you’ve exceeded your account or face accessible backward fees (notified via email or argument message). A accompanying affection is a annual arbitrary email of your money, forth with a tab that shows the history of your spending, income and net account over time.

As with best added personal-finance apps, Mint is password-protected, accordingly your abstracts is safe alike if your accessory is absent or stolen.

Microsoft’s Office Lens is like accepting a flatbed scanner in your pocket: breeze a pic of a document, whiteboard, cancellation or business card, and it’ll be anon digitized assimilate your device.

You can trim anniversary certificate already imported, additional printed and handwritten argument will be automatically accustomed (using OCR technology), so you can chase for words in images and again archetype and adapt them, and if desired, alien into Office apps (Word, PowerPoint, OneNote), adored to OneDrive or added billow storage, or adapted into PDF.

With receipts, this is ideal for those who allegation to abide costs afterwards business travel. Additionally accede the ExpenseIt app from Concur.

And if you’re attractive to abstain long-distance fees while traveling, accede authoritative calls (or video calls) through apps like Skype, Google Duo, WhatsApp, or FaceTime.

Finally, a brace of suggestions for arresting media at no charge.

Why buy books back you can borrow them for chargeless from your bounded library?

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OverDrive

Of course, you’re acquainted you can buy ebooks and audiobooks for your smartphone or tablet. But did you apperceive you can additionally borrow them from your bounded library? Yes, for free, and with no backward fees.

So continued as you accept your library agenda and the Libby app installed on your device, there are tens of bags of accurate libraries worldwide. It’s not aloof old classics, but abounding of the newer New York Times bestsellers, too.

Libby additionally boasts an absorbing congenital ebook reader, clear atypical viewer and audiobook player.

Rather than advantageous for a account cable annual or affairs music by track, those who are bound on banknote ability accede the chargeless adaptation of Spotify – a arch agenda music, podcast and video alive annual — that gives you burning admission to millions of songs and added content.

For use on smartphones, tablets and computers, artlessly blazon in the name of the artist, song, brand or playlist you like. Or browse by Charts, Moods, New Releases, Discover and added sections.

Upgrading to Spotify Exceptional gives you admission to high-quality alive of added than 35 actor tracks, no ads, abutment for offline play and more.

Also accede the chargeless TuneIn Radio and iHeartRadio apps.

Surf Report readers, what money-saving apps do you await on? Feel chargeless to advance the chat by administration your favorites in the Comments section.

Follow Marc on Twitter: @marc_saltzman. E-mail him at [email protected]

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