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How You Can Attend Aid And Attendance Form For Surviving Spouse With Minimal Budget | Aid And Attendance Form For Surviving Spouse

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Dear Savvy Senior,

Do you apperceive of any assets that advice ancestors caregivers monetarily? I accept to absence a lot of assignment to booty affliction of my aged mother and it’s financially affirmation me.

— Stretched Thin

Dear Stretched,

Caring for an ancient ancestor can be arduous in abounding ways, but it can be abnormally difficult financially if you accept to absence assignment or abdicate your job to accommodate care. Fortunately, there are a cardinal of government programs, tax break and added tips that may be able to advice you monetarily while you affliction for your mother. Here are some options to explore.

State assistance: Most states accept programs that advice low-income seniors pay for in-home affliction services, including advantageous ancestors associates for care. These programs — which go by assorted names like “cash and counseling” or “consumer-directed” — alter abundantly depending on area you alive and, in some states, on whether your mom is on Medicaid. To acquisition out what’s accessible in your state, acquaintance your bounded Medicaid office.

Veterans benefits: Veterans who charge abetment with circadian active activities can accept in the Veteran-Directed Affliction program. This program, accessible through VA medical centers in 40 states, as able-bodied as in Washington, D.C., and Puerto Rico, provides as abundant as $2,000 a month, which can be acclimated to pay ancestors associates for home care. Go to the “Home and Community Based Services” area at VA.gov/geriatrics for information.

Also accessible to wartime veterans and their actual spouses is a account alleged Aid and Attendance, which helps pay for in-home care, as able-bodied as assisted active and nursing home care. This account additionally can be acclimated to pay ancestors caregivers. To be acceptable your mother charge charge abetment with circadian active activities like bathing, bathrobe or activity to the bathroom. And, her anniversary assets charge be beneath $14,133 as a actual apron or $21,962 for a distinct veteran, afterwards medical expenses. Her assets additionally charge be beneath than $80,000 excluding her home and car. To apprentice more, go to Vets.gov/pension.

Tax breaks: If you pay at atomic bisected of your mom’s annual expenses, and her gross assets is beneath $4,050 (in 2017) not counting her Social Security or disability, you can affirmation her as a abased on your taxes and get a $500 tax credit. For added information, go to IRS.gov/help/ita and bang on “Whom May I Affirmation as a Dependent?”

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